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Education is an invaluable resource for employees interested in exploring their benefits, as well as those seeking a post-retirement life that is well planned and financially stable. USEBSG is happy to assist in every step of the employee’s journey, including the critical transition between working life and retirement.

Financial Wellness

With a focus on long-term planning and goal setting, USEBSG serves clients with the Financial Wellness Center and Educational Workshop Curriculum. These services are key assets for all employees, providing a free library of educational content. Through the use of these tools, employees can find information on retirement savings, personal finance management, investment opportunities, insurance needs and Social Security, all supplemented by a team of Advisors and benefits consultants ready to assist with a variety of educational workshops.

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Transitioning Employees Program

A unique resource for employees entering retirement or terminating employment, the Solutions for Transitioning Employees Program (STEP) offers no-cost retirement counseling and financial education services to plan for this crucial transition period.

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Multimedia Education Services

Knowledge is power, and USEBSG is proud to empower our clients with key educational resources that cover important benefits you should know about.

Flex and FSA

With a Flexible Spending Account (FSA), you can save 20-30% on eligible health care and dependent care expenses. As an employee, an FSA allows you to set aside a portion of your earnings to pay for qualified expenses pre-taxed, which significantly lowers your taxable income. With Flex System, you can access and manage your account through your personal web portal, through a mobile application and even via text messaging.

Disability Income

Disability insurance supplements income for individuals who experience an illness, injury or pregnancy, covering every day expenses such as mortgage or rent payment, car payment, groceries and utilities. These are expenses that standard health insurance won’t cover. Disability insurance allows you to choose the amount of disability coverage you desire, and includes long- and short-term disability benefits.

Life Insurance

Life insurance is a great way to provide your loved ones with the extra financial protection they may need in the case of an unfortunate event. Life insurance pays a benefit amount if you or another covered family member dies. The benefit can be used to help pay for ongoing financial needs, such as monthly bills, mortgage payments, childcare costs and more. It can also assist with immediate financial needs related to the death.

Critical Illness

With critical illness insurance, you will have the peace of mind to focus on your recovery, not your financial security. You receive coverage that alleviates your financial stress and addresses where coverage is needed the most. Critical illness insurance benefits pay a lump sum benefit for a variety of covered conditions including heart attack, stroke, cancer or major organ failure.

Dental

From preventive and diagnostic coverage, to basic services and orthodontics, our plans are designed to meet your dental needs. Dental coverage isn’t just an important aspect to your physical appearance. The benefits associated with regular preventive cleanings help you and your loved ones maintain your overall wellness and provide a baseline for your oral health.

Vision

We are proud to offer an unparalleled provider network of opthamologists, optometrists and retail optical chain locations. Many of these options offer one-day, one-hour turnaround service. Our streamline service offerings also include access to one of the largest networks of Lasik providers, offering members discounts on laser vision correction services.

Medical Gap

The Group Medical Gap Plan is designed to work hand-in-hand with your current group medical plan to enhance your employee and dependent benefits. It does this by simply addressing the gap in your medical benefits and assisting with medical expenses. The gap plan pays a reimbursement for both in-hospital and out-patient expenses based on the amount your group medical plan applies to your deductible or co-insurance.