Flex and FSA
With a Flexible Spending Account (FSA), you can save 20-30% on eligible health care and dependent care expenses. As an employee, an FSA allows you to set aside a portion of your earnings to pay for qualified expenses pre-taxed, which significantly lowers your taxable income. With Flex System, you can access and manage your account through your personal web portal, through a mobile application and even via text messaging.
Disability insurance supplements income for individuals who experience an illness, injury or pregnancy, covering every day expenses such as mortgage or rent payment, car payment, groceries and utilities. These are expenses that standard health insurance won’t cover. Disability insurance allows you to choose the amount of disability coverage you desire, and includes long- and short-term disability benefits.
Life insurance is a great way to provide your loved ones with the extra financial protection they may need in the case of an unfortunate event. Life insurance pays a benefit amount if you or another covered family member dies. The benefit can be used to help pay for ongoing financial needs, such as monthly bills, mortgage payments, childcare costs and more. It can also assist with immediate financial needs related to the death.
With critical illness insurance, you will have the peace of mind to focus on your recovery, not your financial security. You receive coverage that alleviates your financial stress and addresses where coverage is needed the most. Critical illness insurance benefits pay a lump sum benefit for a variety of covered conditions including heart attack, stroke, cancer or major organ failure.
From preventive and diagnostic coverage, to basic services and orthodontics, our plans are designed to meet your dental needs. Dental coverage isn’t just an important aspect to your physical appearance. The benefits associated with regular preventive cleanings help you and your loved ones maintain your overall wellness and provide a baseline for your oral health.
We are proud to offer an unparalleled provider network of opthamologists, optometrists and retail optical chain locations. Many of these options offer one-day, one-hour turnaround service. Our streamline service offerings also include access to one of the largest networks of Lasik providers, offering members discounts on laser vision correction services.
The Group Medical Gap Plan is designed to work hand-in-hand with your current group medical plan to enhance your employee and dependent benefits. It does this by simply addressing the gap in your medical benefits and assisting with medical expenses. The gap plan pays a reimbursement for both in-hospital and out-patient expenses based on the amount your group medical plan applies to your deductible or co-insurance.